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Our professional staff is experienced in providing outstanding service in a timely manner. Their combined knowledge of the industry and individual areas of expertise ensure that the customer experience will be a pleasant one.
Steps in the Title Process |
- Initial Request for Title Insurance
An order for title insurance is opened receipt. A title commitment can be issued with the minimum of information.
- On-Site Searching and Examining
Your title officer performs three searches: Property, Name, and Tax. From that information, a title commitment is produced. Our on-site client service center expedites the process of obtaining hard copies of recorded documents.
- Technical Review
The skill and expertise of our title officer is the key to providing you with a useful, accurate title commitment. Once the commitment is issued the review begins by making a technical analysis of the documents of record. An interpretive view of all recorded matters is made to evaluate their impact on the title to the property. Among the questions the examiner asks are: Would any of the recorded matters prevent the buyer from using the property for its intended purpose? Can antiquated leases be eliminated from the policy based on a review of the current leases?
- Co-Insurance, Re-Insurance, Other Details
If co-insurance or re-insurance is needed for a transaction, we expedite the confirmation of approval. As a resource and facilitator of the transaction, we assume the responsibility for as many details as possible and are able to direct you to other resources when necessary.
- Documents in the Title Process
Commitment for Title Insurance - Shows the condition of title in the way we are willing to issue it.
Pro Forma - Specimen of what the requested policy, as requested, will look like. Underwriting issues are not completed. This document is not binding upon the company.
Policy - Final product. Contract of indemnity between named insureds and the company.
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For many, owning a home represents the American dream--a back yard, privacy, a place to call your own.If you're committed to fulfilling that dream, you'll never be happy renting regardless of any advantages
After you've obtained information about financing, you'll want to START YOUR SEARCH.
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